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Does this mean that Qantas is now also a bank?

No, Qantas is not a bank. EML Payment Solutions Limited ('EML') ABN 30 131 436 532, AFSL 404131 (the Issuer), issues Qantas Travel Money under arrangements between it, Qantas and Mastercard Prepaid Management Services Australia Pty Ltd (AFSL 386837) (a Mastercard business). Mastercard Prepaid Management Services Australia Pty Ltd distributes Qantas Travel Money (together with Qantas which is an authorised representative of Mastercard Prepaid Management Services for the purpose of providing general financial product advice with respect to Qantas Travel Money). Please refer to the Product Disclosure Statement for more information.

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