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Is Apple Pay secure?

Yes. Apple Pay allows you to make easy, secure and private transactions in stores, in apps, and on the web.

When you add a card to Apple Pay, information that you enter on your device is encrypted and sent to Apple servers. If you use the iPhone camera to enter your card information, the information is never saved on your device or photo library.

Apple decrypts the data, determines your card’s payment network, and re-encrypts the data with a key that only your payment network (or any providers authorised by your card issuer for provisioning and token services) can unlock.

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