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Managing your cash flow during COVID-19

Supporting our customers by providing flexibility and cash flow management solutions during this uncertain time. 

COVID-19 is creating a difficult situation for many Australians. We have options available to help you manage your cash flow and create some breathing space  during this uncertain time:

  1. Reduce your repayments to the minimum amount

 Did you know that you can reduce your monthly outgoings for a period of time if you need to, by only paying the Minimum Payment Due, as well as any Overdue Amount and any Overlimit Amount, by the Minimum Payment Due Date? You will accrue interest on the remainder of the Closing Balance, however, you won’t be charged any late fees. This may help you to manage your cash flow during the month.

  1. Set up an automatic payment so you don't miss your due date 

There are methods to avoid late fees on your account. You could set a recurring reminder in your phone or diary.

Alternatively, you could set up Easi-Pay to automatically pay either your Closing Balance, or the Minimum Payment Due, plus any Overdue Amount and any Overlimit Amount, every month on the Minimum Payment Due Date from the bank account of your choice.

  1. Financial assistance

If you are experiencing financial hardship and are finding it difficult to repay your Credit Card as a result of COVID-19 and require assistance, you can apply here.

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