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Can I pay more than my monthly instalment amount?

If you make a payment that exceeds the Minimum Payment Due plus any overdue amount:

  • the excess amount will be applied first to pay the balance of your account excluding any main instalment plan balance;
  • any further excess will be applied to pay the main instalment plan balance(s) (which results in an extra payment); and
  • where there are multiple instalment plans, unless you otherwise direct, we will apply extra payments to instalment plans in the order of instalment plan Annual Percentage Rate (APR)(first to the instalment plans with a higher APR), and if more than one has the same instalment plan APR first to the instalment plan that is set up earlier 

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