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What are the benefits of Qantas Pay?

  • No annual or monthly account keeping fees
  • Earn Qantas Points with your money at home and overseas on eligible purchases and when you load foreign currency. Points will be awarded monthly with each statement.
  • Add up to 10 foreign currencies and lock in competitive exchange rates.
  • Add Australian dollars and use the card at home or overseas and spend like a local in 140 countries globally wherever Mastercard is accepted
  • No international transaction and currency conversion fees
  • Transfer and exchange money in all currencies real time and manage funds via the Qantas Pay app and website.
  • 24/7 Mastercard Global Support
  • Be in control of your money, only spend what you have loaded on the card

Important information
* Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions. Eligible purchases exclude money orders, traveller’s cheques, gambling chips or purchasing foreign currencies in cash. We may amend these exclusions from time to time by notifying you in writing. You do not earn Qantas Points when loading Australian Dollar, transferring funds from foreign currency to another currency balance or another member’s facility or when withdrawing funds from ATMs or cashing out your facility balance. Purchases that are reversed, refunded or charged-back are also ineligible for Qantas Points earn, in addition to fees incurred. From 1 July 2025, you will earn 1 Qantas Point per AU$1 equivalent loaded directly in foreign currency and when exchanging Australian Dollars to foreign currency, and 1 Qantas Point per AU$1 equivalent on foreign currency spend. You will earn 1 Qantas Point for every AU$4 spent in Australian dollars. Qantas Points are calculated using the Qantas Pay Daily Rate as defined in the PDS, and may vary daily. Points on spend will be awarded monthly based on your statement period, points on foreign currency load will be awarded based on calendar month. Please allow up to 30 days for points to be credited to your account.
# The currencies supported are detailed on the currencies page or in the PDS.
^ Some ATM operators may charge a withdrawal fee. In addition, if relevant a foreign exchange rate may be applied in accordance with clause 7 of Part B of the Qantas Pay PDS which can be found here.

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