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How are my monthly repayments calculated?

You must pay the Minimum Payment Due by the Payment Due Date each month as advised in Your statement. The Minimum Payment Due is:

1. The greater of:

a. $25, or if the Card Balance is less than $25, the Card Balance; or

b. 2.00% of the Card Balance as at the end of the Statement Period (rounded up to the nearest dollar);

2. Plus any Monthly Instalment, initial interest charge, Fixed Payment Option fee or related interest on any of them, that is part of a Fixed Payment Option for that month.

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