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How are my monthly repayments calculated?

You must pay the Minimum Payment Due by the Payment Due Date each month. The Minimum Payment Due is (rounded to the nearest dollar):

i. The Card Balance if it is less than $30; or

ii. the greater of:

       a) $30; or

       b) 2.00% of Card Balance; or

       c) the sum of 1.00% of the Card Balance, Late Payment Fee (if any) and interest charged for that month,

plus any Monthly Instalment for that month.

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