Qantas Premier Credit Card
Apply
Who is the credit provider and issuer of Qantas Premier credit cards?
Why choose a Qantas Premier credit card?
How long does the application process take?
Can I transfer a balance from another credit card?
Who can apply for a Qantas Premier credit card?
Can I add an additional cardholder?
What’s the difference between the Qantas Premier Everyday, the Qantas Premier Platinum and the Qantas Premier Titanium card?
Can I have a Qantas Premier Platinum, Qantas Premier Titanium and Qantas Premier Everyday card?
How do I apply for a Qantas Premier credit card?
How do I remove an additional cardholder from my account?
How do I reduce the size of an image I need to upload?
Change my product
Can I still spend on my current credit card whilst my new one arrives?
Am I eligible for any sign up bonus Qantas Points when changing Qantas Premier credit cards?
What happens to any additional cardholders that are currently on my credit card?
How long will it take for a change of Qantas Premier credit card to be processed?
What will happen to any periodic payments I have set up on my card?
What happens to the benefits on my card?
How can I change my Qantas Premier credit card account?
What happens to the statements from my old credit card?
Features and rewards
Discounted Flights
How many Qantas Premier Titanium Base Fare discounts do I get a year?
If I cancel my booking, am I eligible for another Qantas Premier Titanium Base Fare discount this year?
How can I change my booking made using my Qantas Premier Titanium Base Fare discount?
How do I book the Qantas Premier Platinum Discounted Companion Fare?
Can I book a multi-city flight using my Qantas Premier Titanium Base Fare discount?
How many people can I travel with on the Platinum Companion Fare Discount?
Why can't I access the Qantas Premier Platinum and Titanium discounted fares booking portal?
What if the price of a flight on the Qantas Premier Platinum and Titanium discounted fares booking portal is higher than Qantas.com?
How many times can I book the Titanium Base Fare discount?
Are flight bookings from the Titanium Base Fare portal eligible for the Status Credit Benefit?
How do I know if my flight is eligible for the Titanium Base Fare discount?
Which flights are eligible for the Qantas Premier Platinum Companion Fare Discount?
Where can I fly using the Titanium Base Fare discount?
What if the Platinum Companion Fare Discount doesn't appear when I'm booking?
How do I book a flight with a discounted base fare?
What happens if I make a booking on the Qantas Premier Platinum and Titanium discounted fares booking portal that doesn't have a discount applied?
Can I use the Titanium Base Fare discount on a destination that Qantas does not fly?
How many times can I book with the Platinum Companion Fare Discount?
What happens if I make a booking on the Titanium Base Fare portal that doesn’t have a discount applied?
Lounge Invitations
When will I receive my Lounge Invitations?
How do I link my Lounge Invitations to a flight?
How long are my Lounge Invitations active for?
Where can I redeem my Lounge Invitations?
Can I share my Lounge Invitations with a person I’m travelling with?
Status Credits
Do bonus Status Credits expire?
How can I book a flight to earn bonus Status Credits?
How can I view the bonus Status Credits I’ve earned on my account?
What flights are eligible to earn bonus Status Credits?
Can I earn bonus Status Credits on Classic Reward bookings?
Can I use Points Plus Pay to book my flights and earn bonus Status Credits?
Do bonus Status Credits count towards Lifetime Membership tiers?
How do I claim any missing bonus Status Credits?
Can bonus Status Credit help me acquire or maintain Platinum One membership status?
My flight was cancelled, and I was moved to another flight, how do I claim my missing bonus Status Credits?
Travel Insurance
What travel insurance cover is included with my card?
What extended level of coverage does my Qantas Premier Titanium credit card provide?
How do I make a travel insurance claim?
Everyday Purchases
What is ‘Get away interest free for 6 months’?
Where can I use my Qantas Premier credit card?
How many Qantas Points will I earn on purchases?
When will I receive my bonus Qantas Points?
Is there an interest-free period on my account?
How can I use my Qantas Premier Titanium metal card for contactless payments?
Which transactions will earn Qantas Points?
Qantas Money Credit Card Concierge
Qantas Wine Membership
Complimentary Travel Insurance
Personal Baggage, Valuables, Money and Travel Documents
COVID-19
Trip Cancellation and Amendment
Pre-existing Medical Conditions
Other Questions
Eligibility for Cover under the Policy
Overseas Medical Expenses
Rates and fees
Balance Transfers
How can I get the most out of my Balance Transfer?
If I have Balance Transfers at different rates, which one does my credit card payments get applied to first?
What is a Balance Transfer?
What are the benefits of closing my other credit cards after a Balance Transfer?
How does a Balance Transfer work?
How does a Balance Transfer affect the interest charged on my account?
Managing your account
How do I report suspicious transactions?
How do I activate my card?
How can I pay bills with my card?
How do I decrease my credit limit?
How do I increase my credit limit?
How can I unsubscribe from marketing emails?
What should I do if my card is lost or stolen?
Why do I need to enter a password to access certain features?
How are my monthly repayments calculated?
How can I withdraw cash from my account?
Can I choose my own card PIN?
What format is the transactions file in?
How can I pay my credit card bill?
Where can I find my statements?
How can I manage my Qantas Premier account?
Will my replacement card have the same card number and PIN number?
How do I close my account?
How do I update my address or personal details?
How far back can I download my transactions?
How do I download my transactions?
How do I dispute a charge on my Premier credit card?
How are payments allocated if I have additional cardholders?
Cancelling a recurring payment
Apple Pay
What is Apple Pay?
How does the Apple Pay experience compare to using my plastic card?
Which Qantas Premier products can be used with Apple Pay?
What do I need before I can start using Apple Pay?
Which devices are compatible with Apple Pay?
How do I set up my Qantas Premier card on Apple Pay?
How do I set my Qantas Premier card as the default card in Apple Pay?
Can I add the same card to more than one device using Apple Pay?
How do I remove my card from Apple Pay?
The card image I see in Apple Pay does not match my physical card. Is there an issue with my Apple Pay set up?
Can I add more than one card on Apple Pay?
Where can I use Apple Pay?
How do I make an in-store purchase with Apple Pay?
Do I need to have an active internet connection for Apple Pay to work?
Will I need to enter my card PIN?
Why was my request to add my card to Apple Pay declined?
How much of my credit card available limit can I access when using Apple Pay?
How can I reverse a transaction made using Apple Pay?
How do I return a purchase if I used Apple Pay to make the payment?
How can I keep track of purchases I’ve made with Apple Pay?
How do I dispute a purchase made with Apple Pay?
Can I use Apple Pay overseas?
Can I use Apple Pay at ATMs?
Is Apple Pay secure?
What is a Device Account Number?
What should I do if my device is lost or stolen?
Does Apple Pay have access to my credit card account?
If my device is formatted or jailbroken, will my Apple Pay information remain on it?
Will I continue to enjoy the features and benefits of my Qantas Premier credit card, including points earn, when I use it for payment with Apple Pay?
What should I do if I lose my card and I’m issued a replacement card?
What should I do if my card expires and I’m issued a renewed card?
Can I continue to use my physical card if I disable Apple Pay or remove my digital card from Apple Pay?
If I switch devices, do I need to set up my card in Apple Pay all over again?
Google Pay
If my device is formatted or jailbroken, will my Google Pay information remain on it?
What is Google Pay and Google Wallet?
Can I use Google Pay overseas?
Can I add more than one card to Google Wallet?
How do I make a purchase using my Qantas Premier Card in apps and websites?
How much of my credit card available limit can I access when using Google Pay?
How do I return a purchase if I used Google Pay to make the payment?
Can Additional Cardholders add their cards to Google Wallet?
Will I need to enter my card PIN with Google Pay?
How can I keep track of purchases I’ve made with Google Pay?
Can I add the same card to more than one device?
How do I remove my card from Google Wallet?
How do I make a purchase using my Qantas Premier card in-store?
Can I continue to use my physical card if I disable Google Pay or remove my digital card from Google Pay?
If I switch devices, do I need to set up my card in Google Pay again?
How do I reverse or dispute a Google Pay transaction?
Will I continue to enjoy the same features and benefits of my Qantas Premier credit card, including points earn, when I use it for payment with Google Pay?
Do I need to have an active internet connection for Google Pay to work?
Does Google Wallet or Google Pay have access to my credit card account?
What happens if there are fraudulent transactions made using Google Pay?
What should I do if I lose my card, or my card expires and I'm issued a replacement card?
What happens if my device is lost or stolen?
Why was my request to add my card to Google Wallet declined?
Whom can I talk to for further help with Google Pay?
Which Qantas Premier credit cards can be used with Google Pay?
How do I set my Qantas Premier Card as the default card in Google Wallet?
Where can I use Google Pay?
How do I set up Google Pay and add my Qantas Premier card?
Are Google Wallet and Google Pay secure?
Which devices are compatible with Google Pay?
Instalment Plans
Can I change the term of my Instalment Plan?
How will my repayments be applied to my card?
Can I have more than one Instalment Plan?
How do I make the monthly instalment repayment?
Who can create an Instalment Plan on my card?
Does an Instalment Plan earn Qantas Points?
What happens if I return a purchase that was converted into a Statement Instalment Plan?
How do instalment plan(s) appear on my statement?
How can I track my instalment plan?
Can I pay more than my monthly instalment amount?
Why am I not eligible for a Cash Instalment Plan?
Is the instalment plan amount part of my existing credit limit?
When will I be charged my first monthly instalment?
Can I pay off my instalment plan early?
Will I be able to set up a Statement Instalment Plan if I have a direct debit set up?
What is a Statement Instalment Plan?
Will an instalment plan affect my interest-free days on my purchases?
Is there a fee to set up an instalment plan?
What happens if I miss paying the initial interest charge or monthly instalment repayment by the Payment Due Date?
Open Banking
What is Open Banking?
What information can be shared with Accredited Data Recipients (ADRs)?
How does data sharing work?
Can any institution request access to my data?
Financial difficulty
Security
How can I tell which emails are genuine?
What do I do if I receive a suspicious phone call?
How does Qantas Money protect my Qantas Premier account?
How does Qantas Money protect my financial data?
How can I protect myself online?
What are some scams I need to be aware of?
Customer Support and Complaints
Qantas Pay Card
Changes to Qantas Travel Money
Why is Qantas Travel Money changing to Qantas Pay?
Does my existing Qantas Travel Money card still work?
How do I join and get a Qantas Pay card?
How do I access my Qantas Travel Money account after 21 May?
Will I still earn points with Qantas Pay?
Can I use my Qantas Travel Money card as my Qantas Frequent Flyer membership card?
Can I activate my Qantas Travel Money replacement card after 21 May?
Can I activate my Qantas Travel Money card for the first time
What is changing for the Qantas Frequent Flyer membership card?
How can I access my Qantas Frequent Flyer number?
How can I access and set my Qantas Pay card PIN?
Does Qantas Pay have a digital card?
Can I schedule recurring currency loads from my nominated bank?
General information
Which currencies are available on Qantas Pay?
Who's eligible for Qantas Pay?
Is Qantas Pay a credit card or a debit card?
Does this mean that Qantas is now also a bank?
What are the benefits of Qantas Pay?
Apply and activate
How do I sign up for Qantas Pay
How do I activate my Qantas Pay card?
Will a credit check be conducted when I sign up for Qantas Pay?
Can I sign up for Qantas Pay if I have a foreign passport?
How do I use Qantas Pay?
What if the details on the Qantas Pay identity verification form are incorrect?
What if I don’t have an Australian Passport or an Australian Driver’s Licence?
What do I do if I’m unable to sign up for Qantas Pay online?
PIN
I’ve forgotten my Qantas Pay card PIN, how do I retrieve it?
What if my PIN is blocked at an ATM or in-store?
How do I set my Qantas Pay card pin?
Is my Qantas Pay card PIN different to my Qantas Frequent Flyer PIN?
How do I change my card PIN?
Rates, fees and limits
What exchange rate applies to Qantas Pay?
What fees apply to Qantas Pay?
What limits apply to Qantas Pay?
Do fees apply if I don’t have the local currency on my card?
Managing your account
What should I do if my card is expired?
What happens if I make a purchase in a foreign currency and I don’t have enough money in that currency on my card?
Can I arrange a back-up or secondary card?
How do I cash out remaining funds on the Qantas Pay card?
How do I transfer between currencies on the Qantas Pay card?
What is a pre-authorisation?
Does the card come with Mastercard Contactless?
Do I get a line of credit or overdraft with Qantas Pay?
When to use
Where can I use Qantas Pay?
Can I use Qantas Pay if the local currency isn’t available?
Can I use my Qantas Pay card at a hotel or on a cruise?
Can Qantas Pay be used for Qantas in-flight duty free purchases?
Can I use Qantas Pay to pay for flights at qantas.com?
Using overseas
Is there anything I need to do before I go overseas?
Do I press Cheque, Savings or Credit when I make a purchase or withdraw cash using Qantas Pay?
Can I view my Qantas Pay balances at overseas ATMs?
What should I do with my card when I return from overseas?
What will happen if the local currency isn’t available to load on Qantas Pay?
Should I pay in Australian dollars instead of the local currency when I’m overseas?
Are there any countries where the Qantas Pay Card won’t work?
I’m overseas and my Qantas Pay card isn’t working
Transactions
Why has a transaction declined when I have enough funds on the card to complete the purchase?
Why would an online transaction be declined if I have enough money to complete the purchase on the card?
How long do load transactions take to appear in my account?
Customer Support and Complaints
Qantas Money App
Update my Qantas Money App
Logging in
Understanding your PINs and Passwords
Can I use my fingerprint to log in?
The app doesn’t recognise my fingerprint
What if I’ve forgotten my passcode?
How do I log out?
Managing your finances
Connecting accounts
How do I delete an account?
What does ‘pending’ mean?
I can’t see my transactions
I can’t find my bank in the list
Can I transfer money using the app?
Is it OK to enter my online banking login details?
How do I add a new account with a connected financial institution?
What type of accounts can I connect?
Why is the transaction date different to the date I made the transaction?
When are my balances and transactions updated?
Transaction categories
How are my transactions categorised?
What happens to my categories if I delete an account?
Are my categories applied to past transactions?
Notifications
What are notifications?
What kind of notifications can I set up?
How do I receive notifications?
Is there a cost for receiving notifications?
How do I set up notifications?
Can I delete or change my notifications?
Will I receive notifications if I’m not connected to the internet (e.g. Wi-Fi, 4G, etc)?
Can I view notifications I’ve previously received?
Why do I need to turn on my App Notifications settings?
Why can I see a notification in my notification history that I didn’t receive?
I’ve received a notification, but can’t see it in my history?
Can I set my own Travel Money low balance alert amount?
Why can’t I find notifications in the app?
How can I make sure that I get access to all available notifications?
What happens when new types of notifications become available?
Contact details
Security
Qantas Points
Card Offers
Card Linking
Can I link an additional card to Card Offers?
Can I use any card that I have added to my Qantas Money App for Card offers?
Can I link another card in addition to my Qantas Premier Card?
Can I link and earn points with a debit Mastercard® or Visa® card?
General
Why can't I see my Card Offers on the Qantas Money website?
Why am I not receiving any/many offers?
How long will my offers be valid for?
What are the terms and conditions of the offers?
Why am I receiving offers that don't seem well matched to me?
Can I share an offer with my partner/friend etc?
Why did my friend get an offer for a specific store and I did not?
Are offers applicable to both purchases in-store and online?
What retailers are included in the program?
Earning bonus Qantas Points
Why does it take up to 15 days to receive my points?
How can I check if I have successfully earned points on an offer?
Missing Points
How do I follow up on missing points from Card Offers?
What if I forget to use my linked card, can I still earn the points?
Opting out
All Categories > Qantas Premier Credit Card > Financial difficulty > Loss of a loved one
Loss of a loved one
The loss of a family member or friend is a difficult time in your life and we are here to help.
How to notify us
If you need to contact Qantas Premier about the loss of a loved one you can do this via phone or mail. We are here to support you.
Choose to notify Qantas Premier by:
Calling us on:
Within Australia: 1300 992 700
Calling from Overseas: +61 2 8222 2569
Mailing:
Attn: Qantas Premier
Estate Management
PO Box 40
Sydney NSW 2001
Who has authority to access the customer’s account or loan details?
Below is a list of who can act as the eligible representative (you) of the deceased:
- Executor
- Next to Kin
- Solicitors acting on behalf of the Deceased Estate
- Public Trustees acting on behalf of the Deceased Estate
Once we have received and verified all required documentation, the eligible representative will be granted access to the deceased customer’s account/s. We will act on any valid instruction given by the eligible representative in relation to the deceased customer’s account/s within 14 business days of receiving that instruction. If there are multiple eligible representatives (for example, two Executors named in a Will), we may require a valid instruction from each eligible representative.
What happens once you notify us?
Once you have notified us of the loss of your loved one, we’ll:
- Place a permanent hold on their credit card and/or personal lending account/s;
- A hold will be placed on the card(s) on the deceased customer’s account, which means that any Additional Cardholder(s) on the account will no longer be able to spend on their cards;
- Remove their internet and app banking login credentials;
- Restrict the type of debit transactions that can be performed on the account. We will only process certain types of debit transactions where we are still awaiting the issue of Grant of Probate or Letters of Administration; and
- Where the deceased customer is the sole account owner, we will stop charging fees for services that we can no longer provide to their estate.
- We will also refund any of these fees that have been charged since the date of the deceased customer’s death.
All credit payments will still be allowed into the account(s).
Documents you’ll need
Below is a summary that outlines the list of documents that you are required to provide us to finalise the Estate.
Please note:
- Where a document has already been provided, you will not be asked to provide it again.
- All documents must be original certified copies.
- If an ID document is written in a language that isn’t English, it must be accompanied by an English translation prepared by an accredited translator.
Once you have collected the supporting documents, you can send them to us via postal mail (see address above).
Proof of Death document
Provide ONE of the following documents from this section.
- Death Certificate
- Doctor’s Medical Certificate
- Funeral Bill
- Solicitor’s or Coroner’s Letter
- Grant of Probate
- Letters of Administration
- A certificate issued by the public trustee or Trustee Company authorised to do so.
Confirmation of Estate Representative
Provide ONE of the following documents from this section (if not already provided above).
- Will
- Letters of Administration
- Grant of Probate
- Next Of Kin mentioned on the Death Certificate
ID Documents for the Estate Representative
Part 1A – Acceptable primary Australian and foreign ID documents. Provide ONE document from this section.
Note: ID documents must be valid and not expired.
- Australian State/Territory Driver Licence (including the back of the Driver Licence if your address has changed) or foreign Driver Licence containing a photograph of the person
- Australian Passport
- Australian card issued under a State or Territory for the purpose of proving a person’s age and containing a photograph of the person
- Foreign passport or similar travel document containing a photograph and the signature of the person
If you are unable to provide a document from Part 1A, please provide one document from Part 1B.
Part 1B – Acceptable secondary Australian ID documents
- Australian Citizenship certificate
- Australian Pension card issued by The Department of Human Services/Centrelink
- Australian Concession card or Commonwealth Seniors Health card
Part 2 – Acceptable secondary Australian ID documents. Provide ONE document from this section.
- A document issued by the Australian Commonwealth or a State or Territory within the preceding 12 months that records the provision of financial benefits to the individual and which contains the individual’s name and residential address. (For example, a Centrelink Statement.)
- A document issued by the Australian Taxation Office within the preceding 12 months that records a debt payable by the individual to the Commonwealth (or by the Commonwealth to the individual), which contains the individual’s name and residential address.
- A document issued by an Australian local government body or Utilities provider within the preceding 3 months which records the provision of services to that address or to that person (the document must contain the individual’s name and residential address). This can include a Telephone landline (not mobile) bill, or Electricity, Gas or Water bill.
If an ID document is written in a language that isn’t English, it must be accompanied by an English translation prepared by an accredited translator.
Who can certify the documents?
A list of those who can certify documents include:
• A person who is enrolled on the roll of the Supreme Court of a State or Territory, or the High Court of Australia, as a legal practitioner (however described)
• A Justice of the Peace
• A notary public
• A member of the police force of the Commonwealth or of any State or Territory
• An agent of the Australian Postal Corporation who is in charge of an office supplying postal services to the public
• Consulates/Embassies
• An accountant who is a member of the Institute of Chartered Accountants in Australia, the Australian Society of Certified Practising Accountants or the Institute of Public Accountants
Acceptable certification of documents
Each copy of the document must be certified by an approved certifier as follows:
The approved certifier must write on each page of the document:
• Full printed name of the “Approved Certifier” (e.g. Michelle Helena Citizen)
• Date the document was certified
• Signature of the approved certifier
• The capacity in which they have certified the document, e.g. police officer, etc.
• The Registration number (if applicable) of the certifier, and
• The following text:
If single page: I certify that this is a true and complete copy of the original document which I have sighted.
If multiple pages: I certify that this page is a true and complete copy of page [insert page number of document] of [insert total number of pages in the document] of the original document which I have sighted.
What happens next?
Once we have received an official notification of death, we will refund any interest and fees that may have been charged since the date of your loved one's death. We will also block the account from further spending.
If a balance is owed on the deceased customer's account/s, we will send you a letter confirming the balance as at the date of death, along with the most recent statement which does include payment details. If no balance is owed, we will simply close your account and send a letter confirming this. If the account is in credit, we will send a bank cheque to the executor of the estate along with a letter explaining why you are receiving the cheque.
Financial support following your loss
The loss of a loved one will always be a difficult time in your life, but it may also impact your finances. If you’re feeling concerned about your finances, you can contact our Hardship team who will be able to assist you.
You won’t be responsible for the debts of your loved one’s estate, unless you are a joint account holder. If you are a joint account holder and the estate is in financial difficulty, we can help.
What if I'm finding it hard to meet my Qantas Premier credit card repayments?
You can also access Financial Counselling support through organisations such as Financial Counselling Australia and the National Debt Helpline offer free, independent and confidential financial counselling.
View full list of financial support organisations.
Frequently Asked Questions:
Can a deceased member's points be transferred to a family member?
Yes, unexpired Qantas Points can be transferred to an Eligible Family Member, as long as they have a Qantas Frequent Flyer account.
To do this, the executor or administrator of the deceased member’s estate must contact the Frequent Flyer Service Centre within 12 months of the members death and provide documented proof of the members death and of the requestor’s status as executor or administrator) as well as the details of the Membership Account of the Eligible Family Member the points will be transferred to.
How can I get information on direct debit transactions and recurring payments for the accounts that the deceased person held with Qantas Premier?
Qantas Premier will be able to provide a list of all the direct debit transactions and recurring payments for the past 13 months on all accounts to an authorised person of the deceased estate.
Please contact us on 13 24 84, if you are calling within Australia or on +61 2 8225 0615, if you are calling from overseas to request for information on direct debit transactions and recurring payments. We will assist you with the cancellation of the direct debit transactions on request.
This will be sent to you within 3-5 business days from the date the request was made.