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What happens if I make a purchase in a foreign currency and I don’t have enough money in that currency on my card?

If you don’t have sufficient funds in local currency to complete a transaction, the balance of the transaction will be automatically processed using available funds from other currencies in the following order of priority:

  1. Australian Dollars (AUD)
  2. United States Dollars (USD)
  3. Great British Pounds (GBP)
  4. Euros (EUR)
  5. Thai Baht (THB)
  6. New Zealand Dollars (NZD)
  7. Singapore Dollars (SGD)
  8. Hong Kong Dollars (HKD)
  9. Canadian Dollars (CAD)
  10. Japanese Yen (JPY)
  11. United Arab Emirates Dirham (AED)

If you don’t have enough funds available across all of your currencies to complete a transaction, the transaction will be declined.

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