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What happens if I make a purchase in a foreign currency and I don’t have enough money in that currency on my card?

If you don’t have sufficient funds in local currency to complete a transaction, the balance of the transaction will be automatically processed using available funds from other currencies in the following order of priority:

  1. Australian Dollars (AUD)
  2. United States Dollars (USD)
  3. Great British Pounds (GBP)
  4. Euros (EUR)
  5. New Zealand Dollars (NZD)
  6. Singapore Dollars (SGD)
  7. Hong Kong Dollars (HKD)
  8. Canadian Dollars (CAD)
  9. Japanese Yen (JPY)
  10. Thai Baht (THB)
  11. United Arab Emirates Dirham (AED)
  12. South African Rand (ZAR)
  13. Swiss Franc (CHF)
  14. Danish krone (DKK)
  15. Norwegian krone (NOK)
  16. Swedish krona (SEK)
  17. Fijian Dollar (FJD)*
  18. Indonesian Rupiah (IDR)*

If you don’t have enough funds available across all of your currencies to complete a transaction, the transaction will be declined.

*Note: Some currencies are currently not available. They are expected to be available in 2026. The most up-to-date list of currencies available is published at qantasmoney.com/ qantas-pay. Please refer to qantasmoney.com/qantas-pay regularly for the currently available currencies.

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