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What’s the difference between the Qantas Money Everyday, the Qantas Money Platinum and the Qantas Money Titanium card?

The Qantas Money Everyday, Qantas Money Platinum and Qantas Money Titanium credit cards will all help you reach your reward goals sooner – just pick the card that suits your lifestyle best:

  • Qantas Money Everyday comes with a low annual fee, Qantas Money Credit Card Concierge as well as complimentary Travel Insurance.
  • Qantas Money Platinum also offers travel benefits such as discounted domestic airfares plus two complimentary Lounge Invitations each year.
  • Qantas Money Titanium offers a number of Qantas benefits, including 20% bonus Status Credits on Qantas operated and marketed flights, flight discounts on eligible Qantas flights; as well as two First Lounge Invitations and two complimentary General Lounge Invitations. Qantas Money Titanium also comes with increased points earning potential in the Qantas Wellbeing App, complimentary Qantas Wine Premium Membership and a dedicated Concierge number for assistance should you need it.

Find out more about the Qantas Money credit cards.

Important information

  1. Qantas Points earn You must be a Qantas Frequent Flyer member to be a Primary Cardholder. Qantas Frequent Flyer Membership and redemption of Qantas Points are subject to the Qantas Frequent Flyer terms and conditions. The Primary Cardholder will earn Qantas Points in accordance with the Qantas Money Credit Card Rewards Terms and Conditions. For the definition of Eligible Transactions, Qantas Spend, and Earn Rates refer to the Qantas Money Credit Card Rewards Terms and Conditions.
  2. Travel Insurance Travel Insurance Complimentary Travel Insurance is issued and managed by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (“Chubb”) under a Master Policy with National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”), the issuer of your card. Exclusions apply: some limits and excess may apply. For the full terms and conditions of Qantas Money Everyday and Qantas Money Platinum, see the Qantas Money Credit Card Complimentary Travel Insurance Terms and Conditions. For the full terms and conditions Qantas Money Titanium is subject to the terms, conditions, excess, limits and exclusions set out in the Qantas Money Titanium Credit Card Complimentary Insurance Terms.
  3. Companion fares The Qantas Money Platinum credit card Primary Cardholder is entitled to a Companion Fare benefit once per Anniversary Year. Flights must be booked by you through the booking portal available via your Qantas Money Credit Card App and Online and paid in full using the primary cardholder's Qantas Money Platinum credit card. Discount applies to selected domestic flights only when two to nine passengers (including the Primary Cardholder) travel together on the same booking number, day and flight(s). For full terms and conditions, see the Qantas Money Platinum Airline Benefit Terms and Conditions.
  4. Lounge invitations The Qantas Money Platinum credit card Primary Cardholder is entitled to 2 single entry complimentary lounge invitations per anniversary year for use at domestic Qantas Club lounges or Qantas operated International Business Lounges (excluding Los Angeles Tom Bradley Terminal International Business Lounge) in accordance with the Qantas Money Platinum Airline Benefit Terms and Conditions. Use of the lounge invitations is in accordance with the Qantas Lounge Invitation Terms and Conditions. For Qantas Lounge locations visit here. The Qantas Money Titanium Primary Cardholder is entitled to two complimentary single-entry Lounge Invitations to the Qantas First Class Lounges in Sydney, Melbourne or Los Angeles and two single-entry complimentary Lounge Invitations for use at domestic Qantas Club lounges or Qantas operated International Business Lounges (excluding Los Angeles Tom Bradley Terminal International Business Lounge) per anniversary year in accordance with the Qantas Money Titanium Credit Card Airline Benefit Terms and Conditions. Use of the Lounge Invitations is in accordance with the Qantas Lounge Invitation Terms and Conditions. For Qantas Lounge locations visit here.
  5. Withdrawal limits & Mastercard locations Cash withdrawal limits, Fees and charges may apply. For further information on Mastercard locations, terms & conditions and information on the Tap & go feature see www.mastercard.com.
  6. Qantas Money app The Qantas Money Credit Cards App is owned and operated by NAB and supported on iOS15+ and Android 10+.
  7. Bonus Status Credits are awarded to the Qantas Frequent Flyer member who holds a Qantas Money Titanium credit card and flies on a flight booked with a Qantas Money Titanium credit card. Bonus Status Credits are only earned on Qantas operated and marketed flights and must be booked using the Qantas Money Titanium credit card. The offer cannot be used to move you from Platinum to Platinum One Qantas Frequent Flyer membership nor can a Platinum One member use the status credits to retain the Platinum One membership status. Bonus Status Credits will also not contribute to Lifetime Status, Loyalty Bonuses, Platinum Bonus Reward, Platinum One Member additional benefits and will not be earned in conjunction with other Status Credit promotions unless otherwise specified. The Bonus Status Credits offer is subject to change. For full terms and conditions see the Qantas Money Titanium Credit Card Benefit Terms and Conditions.
  8. Discounted Fares Benefit The Discounted Fares Benefit is available for up to two adults, two children and two infants per booking, twice per Qantas Money Titanium credit card anniversary year on domestic and international flights operated by Qantas and QantasLink. The Discounted Fares Benefit only applies to the base fare and does not apply to any carrier charges, taxes and other fees that may be included in the total fare price. The base fare is the initial price of the flight amount and does not include any additional costs such as taxes, fees and other charges. The booking must be made by you through the booking portal available via your Qantas Money Credit Cards App or Online account and you must pay for the booking in full using your Qantas Money Titanium credit card. The Discounted Fares Benefit is available on all fares including sale class fares, however it cannot be combined with any other offer, discount or promotion unless otherwise specified. The Discounted Fare Benefit is subject to change. For full terms and conditions see the Qantas Money Titanium Credit Card Benefit Terms and Conditions.
  9. Qantas Wine Premium Membership Qantas Wine Premium Membership An annual membership fee of $99 usually applies for Qantas Wine Premium Membership but this will be waived so long as you continue to hold your Qantas Money Titanium credit card. Qantas Wine Premium Membership and its benefits are subject to the Qantas Wine Terms and Conditions.
  10. Qantas Wellbeing The Qantas Wellbeing App is offered by Qantas and you must be a member of the Qantas Frequent Flyer (QFF) program and 13 years of age or over to use it. Conditions apply and are available at https://insurance.qantas.com/termsofuse. Membership and Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions available at www.qantas.com/au/en/frequent-flyer/discover-and-join/terms-and-conditions.html. Each Qantas Money Titanium Primary Cardholder can earn up to 20,000 Qantas Points each year as part of this offer. To earn 20,000 Qantas Points, you must complete the highest daily and weekly challenges, win every weekly group challenge and complete all checks. Qantas Points earned via the App will be credited to Your QFF account on a fortnightly basis. Qantas may amend or withdraw this offer including points offers for activities within the App at any time.

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